How Much Will I Need To Retire?

Good question. Many retirement income planning tools use a percentage of income to determine an income need in retirement and then calculate an amount needed to provide that income. However, people with similar incomes often have different spending and lifestyle habits. This can affect their actual income needs in retirement. It is still important to Read more about How Much Will I Need To Retire?[…]

What About your Digital Estate?

The primary purpose of estate planning is to make sure all your affairs are dealt with in a timely, cost effective manner. Our world has become more and more electronic based over the past few decades, and will only become more so. Many of our “things” are actually digitally based today. Consider the following in Read more about What About your Digital Estate?[…]

Financial Fraud Prevention Tips

Financial fraud is still the most prevalent crime today. The Internet is also making it easier for fraudsters to do their deeds from just about anywhere in the world. According to scambusters.org, money wiring and re-loadable cards are the most difficult to trace and make certain frauds that much easier: Advance Payment – The victim Read more about Financial Fraud Prevention Tips[…]

How to Achieve Personal Financial Sanity

As the sovereign debt crisis makes its way around the world, creating havoc in its wake, we can be thankful that Canada has weathered the storm in fairly good shape. The media has given us a play-by-play on the action and many people are concerned with the outcome. While we can’t solve the sovereign debt Read more about How to Achieve Personal Financial Sanity[…]