How Much Will I Need To Retire?

Good question. Many retirement income planning tools use a percentage of income to determine an income need in retirement and then calculate an amount needed to provide that income. However, people with similar incomes often have different spending and lifestyle habits. This can affect their actual income needs in retirement. It is still important to Read more about How Much Will I Need To Retire?[…]

What About your Digital Estate?

The primary purpose of estate planning is to make sure all your affairs are dealt with in a timely, cost effective manner. Our world has become more and more electronic based over the past few decades, and will only become more so. Many of our “things” are actually digitally based today. Consider the following in Read more about What About your Digital Estate?[…]

Millionaires Don’t Make These Mistakes

“The primary difference between the wealthy and the rest of us is that they’re in control of their money – they don’t let money control them,” says Jaime Tardy, a business coach and author of The Eventual Millionaire, who has interviewed more than 150 millionaires on how they accumulated their wealth. The wealthy weren’t born Read more about Millionaires Don’t Make These Mistakes[…]

How to Achieve Personal Financial Sanity

As the sovereign debt crisis makes its way around the world, creating havoc in its wake, we can be thankful that Canada has weathered the storm in fairly good shape. The media has given us a play-by-play on the action and many people are concerned with the outcome. While we can’t solve the sovereign debt Read more about How to Achieve Personal Financial Sanity[…]

The Financial and Emotional Ravages of Alzheimer’s

The Baby Boomers have become known as the “sandwich” generation as they are wedged between the dependency needs of aging parents and the needs of their children. Those hit the hardest have been the families ravaged by the onset of dementia or Alzheimer’s disease. Baby Boomers now find themselves reaching the age when the disease Read more about The Financial and Emotional Ravages of Alzheimer’s[…]