September 8, 2014

Our Staff

Our Staff


Fred Bowie Fred Bowie Chief Executive Officer

For over 35 years, Fred has been helping retirees get the most from the registered and non-registered retirement savings. He is one of Canada’s top Retirement Income Option Specialists. Fred and his partner Franco Frangione have been frequent guests of 580 CFRA’s “Experts On Call”, they co-hosted the “Winning Retirement Strategies” show on Oldies 1310, and created and provided expert advice on the “Focus On Retirement” television series. Fred has appeared on CTV’s National News, locally on CHRO TV, the Rutherford Show, CTV Ottawa News at Noon, CTV Ottawa Evening News, CFRA Business at Night and most recently, Ottawa Citizen Business TV with Janet Eastman. The Ottawa Citizen and the National Review of Medicine have quoted Fred Bowie in articles pertaining to Retirement Income Planning.

Franco Frangione Franco Frangione President

Franco joined the Canada Retirement Information Centre in 1992 as partner and President. For the last 23 years, Franco has provided retirees with expert advice to assist them to fulfill their retirement goals, dreams and objectives. His passion for helping people and his family-oriented approach to business make his clients feel secure and confident in his ability to protect and grow their assets. Franco has appeared frequently on several local television and radio shows to share his wealth of knowledge on retirement planning and retirement income strategies. Franco is a proud graduate of Carleton University and is licensed by the Financial Services Commission of Ontario.

Louis Sousa Louis Sousa Vice President

Louis Sousa’s background with one of the world’s largest financial institutions has equipped him with the knowledge and experience to steer his clients in the right direction. His down-to-earth approach to retirement income planning is very refreshing in this era of hype. An accounting graduate, Louis has the ability to maximize his client’s retirement income, and lower their taxes. His strength is in understanding his client’s needs and his sincere interest and attention to his client’s concerns. Clients are so pleased with his work ethic and excellent follow through that they are constantly recommending Louis to their friends and colleagues.

Nat Busa Nat Busa Retirement Income Option Specialist

Nat Busa graduated from the University of Ottawa in 1990. Nat is a former member of the Industrial Commercial and Investment Council of the Canadian Real Estate Association, and is currently licensed with the Financial Services Commission of Ontario (FSCO). Born in Ottawa, Ontario, Nat has a lovely wife and two children. He has been an asset to our company and to his clients, providing detailed retirement planning and sound investment advice. Despite the cold winters, Nat loves Ottawa and the people in it. “It’s the greatest city in the world, a city of beauty and contrast, and I’m proud to be part of it”.

Josephine Redulfin Josephine Redulfin Retirement Income Option Specialist

Josephine joined Canada Retirement in March 2004 and has helped many of our long-time members. Josephine also serves as Executive Assistant to Fred Bowie. She is licensed with the Financial Services Commission of Ontario. Josephine lives in Ottawa with her spouse Derek and they are the proud parents of Ariel and Arianne.

Pat HowePat Howe Income Tax Specialist

Pat has specialized in personal and estate taxes for over 40 years in the trust industry and on his own. Pat joined the Canada Retirement Information Centre in 2007 and manages our Tax Department. Always focused on saving tax dollars for those he serves. Pat is approachable and insightful in meeting a client’s needs. He brings his experience and knowledge to our team and is instrumental in making every income tax season successful for both the Canada Retirement Information Centre and our members. The Canada Retirement team benefits from his expert analysis of our members’ tax positions as it relates to the current tax laws. A native Maritimer, Pat took up residence in Ottawa in 2006 to be close to his family and two young granddaughters.

Kayla MarkellKayla Markell Administrative Assistant

Kayla is the friendly face that will greet you at the front desk of Canada Retirement. She is a graduate of the University of Ottawa, having achieved a Bachelor in Sociology with a minor in Psychology. She enjoys reading, yoga and spending time with family and friends.