January 8, 2015

Financial Calculators


Cash Flow Calculator

Budgeting and tracking your income and expenses gives you a strong sense of where your money goes and can help you reach your financial goals.


RRIF Income Payments Budget 2015 Updated

Calculate your RRIF payment and see how long the funds will last. RRIF withdrawal rates announced in the 2015 Federal Budget are used in the calculations.

Net Worth Calculator

Compare what you own to what you owe – an important step in planning your financial future.

What Is Your Investor Profile?

Understanding yourself as an investor is important when creating an effective investment portfolio.

Will The Money Last

Estimate how long your savings will last if you make regular, annual income withdrawals and factor in inflation.


Savings Growth

Estimate the future value of your savings by changing the investment amounts, rates of return and years of growth.


Inflation and Your Retirement Income

Estimate how much more income you will need at retirement to maintain the same standard of living you have today.

Real Rate of Return

This calculator determines the real rate of return on a taxable investment after taking taxes and inflation into account, and illustrates what the investment will be worth in after tax dollars.

RRSP Tax Savings

Estimate the tax savings on your RRSP contribution. You can enter three different contribution amounts to compare the savings.


Income Tax Calculator

Estimate the income tax you owe based on your taxable income and the province you live in.




See how your marginal tax rate and whether you invest or spend your RRSP tax refund effects the growth of your TFSA or RRSP.

TFSA vs Taxable Investment

Discover the tax-free growth advantage of investing in a TFSA instead of a taxable investment.


Cost of Waiting

See how much more you will have in your retirement fund if you start investing now rather than delaying,



Start Education Planning Now

See how saving early can make a significant difference.


Tax Benefits of an RESP

Discover the tax-free growth advantage and benefits of investing in an RESP.


How Will The New Tax Rates Affect You?

See if you are on track to pay more or less tax in 2016 than you did in 2015.

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